Opening Remarks

Interview

This conversation will provide context on Bermuda’s economy - where it stands today, the trends shaping its future, and what that means for entrepreneurship, investing, generational planning, and personal finances. Attendees will leave with a clear understanding of the economic landscape, giving meaning and perspective to the workshops and discussions that follow.

More Than Deposits: Unlocking the Full Power of Financial Institutions

This session will teach attendees how to maximize banking relationships, from choosing the right accounts to business banking. Experts will break down how financial institutions work, how to bank strategically, and how to use banking tools to accelerate financial success. Whether you're an entrepreneur seeking funding or a professional looking to grow your savings, this session will give you the insider knowledge to move with intention and make financial institutions work in your favor.

Beyond the Paycheck: Building and Preserving Your Legacy

This session will explore life insurance, estate planning, trusts, and other wealth transfer strategies to help attendees protect their assets and secure their family’s financial future. Attendees will learn how to navigate wills, protect real estate holdings, and structure investments in a way that ensures their wealth outlives them.

Built in Bermuda: Lessons from Bermuda’s Best-Known Owners

This session will dive into the grit, strategies, and resilience needed to build and scale a thriving business in Bermuda. Founders behind some of the island’s most recognized brands will share candid insights on the highs, lows, and hard-won lessons of entrepreneurship, offering a real-world look at what it truly takes to grow and sustain success.

Keynote Speaker

(Mainstage) - Budgeting 101

This session will introduce the fundamentals of building and maintaining a budget to help attendees take control of their day-to-day finances and work toward their longer-term goals. Attendees will learn how to track income and expenses, plan for recurring costs, and set aside funds for savings and emergencies, even on a tight budget. The discussion will cover practical strategies for balancing priorities, making informed spending decisions, and developing habits that support lasting financial stability.

Money Moves: Budgeting for Life After School

This interactive workshop will give students the tools to confidently manage their money as they prepare for life beyond the classroom. Attendees will learn how to create a simple, flexible budget, track spending, and plan for essentials like rent, transportation, and food while still making room for fun. We’ll cover tips for stretching a paycheck, avoiding common financial pitfalls, and building healthy money habits that can grow with them through college, first jobs, and beyond.

Budgeting with Purpose

This workshop explores how budgeting can reflect your values, guide your choices, and help you build the life you envision. Attendees will learn practical strategies for tracking income and expenses, setting savings goals, and aligning spending with both personal priorities and long-term aspirations. By approaching money management with intentionality and faith in your own financial journey, participants will gain the tools to make confident decisions that support stability, growth, and personal fulfillment.

Side Hustle to Startup: Planning Your Big Idea

This workshop is all about turning your ideas, whether a side hustle, passion project, or future business, into something real. Students will learn how to outline a simple business plan, define goals, and identify what their “customers” really want. The session will also cover practical tips for managing time, resources, and money so that even small ventures are set up for success. By the end, attendees will have a clear roadmap to move their ideas from concept to action with confidence.

Investing 101

This session will introduce the basics of investing in a way that’s easy to understand and actionable. Attendees will learn key terms and concepts, such as stocks, bonds, ETFs, and risk vs. reward, before seeing how to start small by investing in things they already know and understand. The workshop will focus on practical steps for taking that first investment, building confidence, and developing habits that can grow wealth over time. No prior experience required.

Options 101

Options can be used as precision instruments for generating alpha, managing risk, and enhancing portfolio efficiency. In this session, we will deconstruct the real-world application of options through the lens of institutional capital. We'll discuss how to think about volatility as an asset class, how to structure trades with a favorable edge, and, most importantly, how to manage the risks that wipe out retail traders. Whether you're looking to hedge your portfolio, generate income, or speculate with defined risk, this session will provide a significant edge. Key Learning Outcomes Attendees of this session will walk away with: 1. The Professional's Mindset: Volatility as the Core Asset. You will learn that the true "price" of an option is not its strike price, but its implied volatility. 2. A Practical Framework for Trade Selection and Portfolio Integration: We will discuss how to size positions appropriately and integrate options into a broader portfolio context—whether for hedging long stock exposure, generating consistent premium income, or making targeted, capital-efficient directional bets.

Lumina Closing Remarks